31.10.2025.
The situation of consumer credit in Slovakia and Hungary
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Lecturers Associate Professor Mária Patakyová from Comenius University, Bratislava and Associate Professor Péter Gárdos from ELTE University gave a joint, workshop-style lecture on the afternoon of 17 October 2025, as part of the European and International Business Law LLM program.

The two lecturers explored the same topic under two different jurisdictions: the situation of consumer credit in Slovakia and Hungary considering also the related case-law of the Court of the European Union.

Ass. Prof. Péter Gárdos talked about FX loans in Hungary, the economic and legal background, the Civil Code’s rules on payment, the Unfair Consumer Terms directive, as well as the legislative interventions and the role played by the Supreme Court.

Ass. Prof. Mária Patakyová focused on the Euro-conform interpretation of Directive 2008/48, what it means, why it is important and how it works in the practice of Slovak courts. She also touched upon the application of EU consumer protection law in general and its characteristics. 

Beyond the transmission of knowledge, the aim of the exercise was also to promote the comparative methodology of education.


The publications of Ass. Prof. Mária Patakyová can be downloaded here.
The publications of Ass. Prof. Péter Gárdos can be downloaded here.